Group personal accident

It compensates the company employees by paying the benefits as defined, in the event of an insured employee sustaining bodily injury caused by violent, accidental external and visible means which may result in death or disablement.

Cover is extended to pay for medical and burial expenses where the client/s will have choose what they feel reasonable to cover their employees.

Whereas workmen compensation policy covers employees whilst on duty, Employee’s Group Personal Accident policy covers workers whilst on duty & off duty (injuries that are not work related) and anywhere in the world on a 24 hour basis.

It is important to note that this is not as requirement by law, but just an employer choice to have his/her employee’s have a wider cover on a 24 hour basis.