Domestic package cover

The policy basically covers household dwellings on an All Risks basis. It primarily covers the insured against loss or damage to buildings, household items and personal effects by fire, lighting, explosion, storm, riot, strike, burglary, theft, malicious damage and various risks. 

Restricted cover applies when property is temporarily removed elsewhere other than the house which the insured occupies.

It can also be extended to cover the insured’s household employees against liabilities due to injuries or death sustained while on duty.

The policy can be extended to cover family dependents under a family / personal accident cover by paying a benefit following accidental injury or death to the family members.