Motor Insurance

• Motor Private
• Motor Commercial
• Motor Cycle

Motor insurance provides cover for cars, trucks, motor cycles and all other types of vehicles. It primarily provides protection against losses incurred as a result of road accidents, theft, fire and liability that could be incurred as a result of use of the vehicle.

A motor insurance usually have three cover options. These are:-

Third Party only – This is the minimum cover required by the law in Kenya. It covers the insured against liabilities arising from bodily injury, death and third party property damage. This means that if your vehicle is involved in an accident, your insurer will only meet the third party injury claims and repair costs for the third party vehicle(s) (if you were to blame for the accident.

Third Party Fire & Theft - Provides cover for loss or damage to the vehicle caused by fire or theft, and legal liability for bodily injury, death and third party property damage.

Comprehensive – Cover against loss or damage to the vehicle and legal liability for bodily injury, death and third party property damage.The amount of cover is based on the current value of your vehicle. Extensions to this cover include cover for windscreen, radio cassette, medical expenses etc.