Chancery Wright Insurance Brokers

Golfer's Insurance

This policy covers the following risks:-

• Loss or damage to golf equipment
• Accident to the golfer
• Accident to the caddie / ball boy
• Liability to the public.
• Hole in one

This class of insurance provides protection to the homeowners/tenants against loss or damage to the private dwellings/buildings; household goods and personal belongings.It consist of the following sections:

Section A - Buildings:

Covers the residential buildings including domestic out buildings landlords fixtures and fittings, walls, gates and fences all on the same premises. The scope of cover under this section includes fire and lightning, thunderbolt, earthquake or volcanic eruption flood or overflow of water, subterranean fire, explosion, riot and strike, aircraft or other aerial device, bursting or overflowing of water tank apparatus or pipe, theft accompanied by actual forcible and violent breaking into or out of the premises, impact with the buildings by any road vehicle or animal not belonging to the insured or any member of his family normally residing with him, storm or tempest including flood. The policy can also be extended to cover additional expense of alternative accommodation and loss of rent in the event of the buildings being rendered unihabitable by any of the perils covered.

Section B - Contents:

Covers household goods and contents against the perils listed under Section A -  with the following extensions

1. Loss of or damage to buildings and landlords fixtures and fittings. 
2. Temporary removal
3. Additional expense as alternative accommodation and loss of rent.

Section C - All Risks:

Covers loss or damage to property due to fire and allied perils, burglary or accidental damage. This section extends to cover effects when in transit or outside the insured's premises subject to geographical limit as specified in the policy.

Section D – Work Injury Benefit Act Insurance:

Provides cover to the insured in respect of liability/liabilities arising from injury or death to domestic servants while in the cause of their duties. The limits of compensation are as set out in the Work Injury Benefits Act, 2007. 

Section E & F - Occupiers and Personal Liability:

Indemnifies the insured against liability at law to pay compensation in respect of accidental bodily injury (including illness) and damage to a third party property excluding insured's family and members of his household.

Motor Insurance

• Motor Private
• Motor Commercial
• Motor Cycle

Motor insurance provides cover for cars, trucks, motor cycles and all other types of vehicles. It primarily provides protection against losses incurred as a result of road accidents, theft, fire and liability that could be incurred as a result of use of the vehicle.

A motor insurance usually have three cover options. These are:-

Third Party only – This is the minimum cover required by the law in Kenya. It covers the insured against liabilities arising from bodily injury, death and third party property damage. This means that if your vehicle is involved in an accident, your insurer will only meet the third party injury claims and repair costs for the third party vehicle(s) (if you were to blame for the accident.

Third Party Fire & Theft - Provides cover for loss or damage to the vehicle caused by fire or theft, and legal liability for bodily injury, death and third party property damage.

Comprehensive – Cover against loss or damage to the vehicle and legal liability for bodily injury, death and third party property damage.The amount of cover is based on the current value of your vehicle. Extensions to this cover include cover for windscreen, radio cassette, medical expenses etc.

As an individual one needs to take care of his or her personal interests in terms of property, health, retirement, liabilities to third parties or in efforts to comply with existing legislation. This can effectively be done by taking any or a combination of the following policies offered at Chancery Wright:-

• Domestic Package
• Motor Insurance
• Golfers' Insurance
• Travel Insurance