Chancery Wright Insurance Brokers

Fire and Special Perils

• Fire Industrial
• Fire Consequential Loss
• Industrial All Risks 
• All Risks
• Fire Domestic 
• Stock Floater

A Standard Fire insurance policy covers damage to property caused by:-

• Fire
• Lightning
• Explosion of boilers or gas used for domestic purposes

The policy can also be customized to include other perils such as:-

• Bush fire
• Earthquake, fire and shock
• Riot and strike
• Malicious damage
• Explosion
• Storm, tempest or flood
• Aircraft and other aerial devices and / or articles dropped there from
• Impact by road vehicles, horses or cattle not belonging to or in control of the insured.
• Bursting or overflowing of water tanks, apparatus or pipes
• Subterranean fire
• Floods

Sum Insured

Property can be insured on depreciated cost (market value) or replacement cost basis. In order to get full protection, insurance on reinstatement (replacement) basis is recommended.